Be Your Own Bank By The Numbers

Be Your Own Bank By The Numbers Being you own bank by using a life insurance policy seems to be growing in popularity with the rise of Tik Tok and Facebook advertising. Does it actually make sense though? Let’s take the emotions out of it and look at just the pure numbers. Life insurance agents […]

What is a Financial Advisor?

What Is a Financial Advisor? It may come as a shock to most of the general public to learn that there is not a legal definition of “Financial Advisor.” This always struck me as odd, even more so the longer I work in the industry. I have also found it very curious on why either […]

Why Homeowner’s Insurance Is Going Up

Why Homeowner’s Insurance Has Become So Expensive You may be wondering why your homeowner’s insurance policy is seemingly constantly going up each and every year. Some reading this article may have even experienced 300% increases in insurance costs. This begs the question, “What gives?” There are a number of factors that go into how much […]

The Order of Returns: The Most Overlooked Retirement Variable

The Order of Returns: The Most Overlooked Retirement Variable Any client that has ever worked with a financial advisor before has undoubtedly seen some sort of illustration or projection on what their investments MAY look like at some time in the future. Those projections become an integral part of your overall financial strategy for how much […]

The Lowdown on Annuities: A Basic Understanding

The Lowdown on Annuities: A Basic Understanding The discussions we as advisors have surrounding annuities can be some of the more frustrating we have with our clients. For some reason these products have become a polarizing topic amongst “industry professionals” and financial reporters. We understand, they are complicated products and the commissions, sometimes north of […]

Investment Management Fees: A Basic Intro

Investment Management Fees: A Basic Understanding There are not many things that your advisor can actually control in regards to how your investments actually perform. Speaking as an advisor myself, we like to think we can achieve a certain rate of return by using purely are wits and intelligence but in reality we (all advisors) […]