Car Insurance
By most standards, your vehicle is the second largest purchase you will make. Car insurance helps protect that property you spent a pretty penny on.
Driving a vehicle on public roads is, for most people, your largest exposure to potential financial liability via car accidents. Let our team help protect your property for an affordable price.
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Understanding Your Car Insurance Policy
Collision
The part of the policy that insures your vehicle in the event of a collision. Does not cover events such as theft or animal strikes.
Comprehensive
The insurance that covers your vehicle in the event of an animal strike, theft, fire, falling objects etc. Essentially an damage to your vehicle NOT caused by a collision with another vehicle.
Bodily Injury
This part of your policy covers bodily damage to a third party caused by you or another policy insured. Common cause by an "at fault" accident.
Property Damage
This coverage protects the insured from liability of damaging a third party's property as the result of an accident.
Medical Payment
This insurance covers pays for the treatment of injuries caused to the insured or insureds passengers. May also cover things like lost wages as the result of an accident.
Uninsured/Underinsured
The most understated coverage, this part of your policy will help recover cost in the event of a hit-and-run or in the event a third party driver is liability to you for damages but fails to have appropriate insurance coverage.
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