Commercial Auto Insurance
If your business owns or operates any motor vehicle for business purposes, getting a commercial auto insurance policy is a must. These policies can cover almost any type of vehicle including cars, trucks and vans. These policies can also cover personal vehicle used for work, such as pizza delivery services.
These policies are important because any exposure to vehicles operating in a business capacity presents a large exposure to liability. Commercial auto policies are here to protect your business from any liability arising from auto accidents. These claims are typically excluded from your general liability insurance policy.
Some of Our Commercial Auto Carrier Partners
We have access to dozens of commercial auto insurance carriers to find the right insurance company, for the right price, for your business. Some of the businesses we can insure:
- Contractors
- Landscapers & Lawn Care
- Handyman Services
- Food Delivery & Catering
- Food Trucks
- Limousine & Taxi Services
- Construction Companies
Understanding Your Commercial Auto Policy
Liability Coverage
Covers costs if you or an employee are at fault for an accident, including other drivers' medical bills, rehab and/or damage to their property.
Collision Coverage
Covers damage to your vehicle as a result of an accident involving another vehicle or object.
Comprehensive Coverage
Cover non-collision damage to your vehicle. These incidents can include theft, fire, flooding or hail damage.
Uninsured/Underinsured Coverage
Protects your business if an accident is caused by a third party that doesn't have insurance OR has insufficient insurance to cover damage to your property.
Medical Payments Coverage
Covers medical expenses for you or your employees injured in a work-related auto accident, regardless of fault.
Hired & Non-Owned Coverage
Covers liability for vehicles the business rents, leases or borrows as well as personal vehicles employees use for company business.