Liquor Liability Insurance
In most cases, liquor liability is excluded from a typical general liability insurance policy. For bars and restaurants this often means adding an additional rider or obtaining a completely different insurance policy.
Policy insuring against liability from the service and sale of alcohol have become quite expensive in recent years. Many carriers no longer offer this coverage at all.
Our Proprietary Program
Liquor liability insurance has become one of the more difficult and expensive types of insurance to purchase for your business. Because of that, we have designed our own proprietary insurance product exclusively written through The Ragnar Group Inc.
Ragnar Hospitality Insurance Company is underwritten in-house with A-Rated fronting carrier and A-Rated reinsurance.
For those businesses that may not be a good fit for our specially designed program we also offer coverage through the carriers listed.
Carrier availability is very state and business characteristic dependent. We will do our best to update carriers and underwriting guidelines as we are updated. In the meantime, please visit our liquor liability insurance company website here: